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Business Consultation


The highlights of your Future Increase Option are:


  • The purchase rider waives future medical underwriting.

  • The premium rates for the increase options vary, depending on the carrier. 

  • The FIO contract will not have any mandatory annual checkpoints that forfeit the rider.

Your increase opportunity is offered one time a year, within two months of your contract anniversary.

With an FIO, you do not have to complete any medical requirements. To find out how much benefit you’re eligible for, you’ll need to provide your current level of income and any details regarding group disability insurance you may have, to the insurance carrier and we can help to facilitate this process. Let us help you!

To find out how much benefit you’re eligible for, contact your MDDQ representative today!

Financial requirements for your increase option:

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We will help you complete the necessary steps online to submit your interest in an increase option. Within 2-4 weeks, your approval should be available to our team and we can then discuss how to proceed with the next payment to add on the extra coverage.

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Next Steps:

Contact Your Team

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Angie McKamie.jpg

Angie | Executive Case Manager/Operations Director


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Amanda | Director of New Business


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Samuel | Case Coordinator



Main Office

Tel: 713-966-3930

Fax: 713-966-3931

Monthly payments are automatic while annual payments can be made by calling the numbers below.

If you have further questions on how to make your payments, please contact your advisor.  

Ameritas_MD Disability Quotes
MassMutual_MD Disability Quotes
Guardian_MD Disability Quotes
Ohio National Financial Services_MD Disa

If you have a bank change or address update to submit, please contact your advisor for easy updates.

For Secure Upload of Documents

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