Own Occupation Disability Insurance vs Transitional

When choosing your physician disability insurance policy, take care to choose one that has some level of own occupation definition within it. This can range from policies that pay you full benefits, even if you are working in another capacity or another field all the way down to policies that only pay you benefits if you are not working at all, or policies that have time limits on them. Work with your physician disability insurance provider to get the best policy available to you.

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