Why is life insurance important for you now?
Many hold off on purchasing a life insurance policy because they don’t understand when or why they might need it. What exactly is life...
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Scott Nelson-Archer
- Sep 18, 2019
- 1 min
Why Updating Your Contact Info is So Important
Moving? Don’t forget to update your agent and carrier with your most up to date contact information.
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Scott Nelson-Archer
- Aug 22, 2019
- 1 min
Principal Disability: Easier Underwriting for Graduating Medical Residents
Principal is currently offering a new medical resident program that is designed exclusively for residents who need their individual disabili
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Scott Nelson-Archer
- Aug 5, 2019
- 1 min
Female Residents: Unisex Rates are Ending Soon!
Blended rates can save approximately $70/month if you are in your 30s and up to $200 a month if you are in your 40s. These discounts can sav
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Scott Nelson-Archer
- Jul 19, 2019
- 1 min
Terminal Illness Accelerated Benefit Rider
If you are diagnosed with a terminal illness, end-of-life care can be costly. A Terminal Illness Accelerated Benefit Rider on your life insu
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Scott Nelson-Archer
- Jun 29, 2019
- 1 min
Coverage without lab work?
If you are in the market for physician disability insurance, you need to be aware of Principal’s just-released, new guidelines.
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Scott Nelson-Archer
- Jun 5, 2019
- 1 min
Attention business owners– this blog is for you!
Have you ever given any thought to what may happen to your business if you were to suddenly become disabled? You’ve invested too much of...
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Scott Nelson-Archer
- May 21, 2019
- 1 min
Ameritas Mental Nervous, Alcohol and Drug Benefits Now Payable Up To Five Years
Ameritas just announced that all 5M and 6M classification of medical professionals can now obtain Mental/Nervous, Alcohol and Drug benefits
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Scott Nelson-Archer
- May 7, 2019
- 2 min
Future Increase Option Rider Explained
The Future Increase Option Rider is a favorite for medical residents and fellows who are just beginning their training. It allows them...
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Scott Nelson-Archer
- Apr 22, 2019
- 1 min
What happens when you lose your income due to a disabling event?
Protecting your income is an important part of maintaining your financial security. If you think about it, we protect our homes and cars...
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Scott Nelson-Archer
- Apr 4, 2019
- 1 min
The Non-disabling Feature of a Disability Insurance Policy
A basic Ameritas disability insurance plan provides many important built-in features at no additional cost to you. One of my favorite...
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Scott Nelson-Archer
- Mar 14, 2019
- 1 min
Which carrier should you apply with?
Sometimes cost and benefit product design are not the only contributing factors when deciding which carrier to apply with.
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Scott Nelson-Archer
- Dec 19, 2018
- 2 min
Three options for when you reach the end of your term life policy
It is well known that term life insurance is a great way to protect your family while you build your wealth, pay off debt, and find...
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Scott Nelson-Archer
- Dec 12, 2018
- 1 min
Perks in your disability contract – even if you don’t have a disability
I recently had a call with a policyholder talking about an injury. I reminded him of a feature in his disability contract from Ameritas.
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Scott Nelson-Archer
- Dec 5, 2018
- 2 min
How We Saved 30% Because of Our Long-Term Relationship With a Carrier
As in life and so in insurance, we learn through trial and tribulation.
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Scott Nelson-Archer
- Nov 21, 2016
- 1 min
What Can I Expect from a Paramedical Examination?
A Paramedical Examination is required as a routine part of an Own-Occupation Physician Disability or Life Insurance application.
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Scott Nelson-Archer
- Sep 15, 2016
- 1 min
Exclusion Riders—Not Always Too Exclusive
Occasionally I take an application from a doctor who has a history of an injury, disease, or other disorder that has a higher than...
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Scott Nelson-Archer
- Sep 6, 2016
- 2 min
Exclusion Rider to the Rescue
I recently had a high-income radiologist apply for disability income insurance. He told me up front that he would not take the policy...
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Scott Nelson-Archer
- Aug 30, 2016
- 2 min
Consider Term Life Insurance, Too
We understand your primary motivation to obtain physician disability insurance is most likely to protect your loved ones. We also...
2 views0 comments
Scott Nelson-Archer
- Aug 25, 2016
- 1 min
Video Tip: Is Your Physician Disability Benefit Taxable?
You may or may not have to pay taxes on the benefits you collects from a disability claim. It depends on how your physician disability...
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