A Paramedical Examination is required as a routine part of an Own-Occupation Physician Disability or Life Insurance application. The results from the exam are an important component of your personal policy. Here’s what to expect, and a few tips to keep in mind.
An examiner will contact you to either schedule or confirm a date/time for your examination. The exam itself is pretty brief (about 20-30 minutes) and consists of the following items:
- A series of medical history questions
- Weight check
- Height check
- Pulse check
- Blood pressure check
- A blood and urine sample
- EKG testing (if required)
Since there are many factors that can affect your pulse, blood pressure and lab results, we suggest taking the following measures:
- Get a good night’s sleep before your exam
- Try and have your exam scheduled for first thing in the morning
- Avoid alcoholic beverages for 24 hours before the exam
- Fast for 8-10 hours before the exam
- Drink a glass of water one hour before the exam so you will be able to provide a urine sample
To help save time, please have available all of your doctors’ names, addresses, phone numbers as well as dates and reasons for past visits, including routine exams. Be sure to be as complete as possible.
This examination is just one part of your own-occupation disability or life insurance application. Contact us – with over 20 years of experience, we can help you every step of the way.