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What is Next? MDDQ’s Underwriting Process

MD Disability Quotes provides up-to-date technologies to provide timely, efficient processes; to get you information regarding quotes, pre-screens or offer(s) as soon as possible. Additionally, we have direct relationships with our underwriting teams to assist in the best insurance offers for our clients.

As independent brokers, we will look for the best term life insurance products based upon your needs as well as customizing your private specialty specific disability income insurance plans.

Your disability insurance and/or term life insurance quotes will be ready within hours but no longer than one day. To get a quote request, please click here: https://www.www.mddisabilityquotes.com/get-a-quote

Steps in the Underwriting Process:
1) Complete the Client Questionnaire for the Insurance Applications
2) Complete your verbal Medical History Interview or Emailed Version (depending on the insurance carrier)
3) You may need blood work but this may be waived depending on the carriers’ rules and often if you are purchasing $10,000 or less of coverage
4) If you are an Attending, we will need to source income – if a resident/fellow, this will be waived
5) After the underwriters review the applications, offers for insurance are presented and we can then put your policy in place!

*We keep you informed throughout the process, via email and text and by phone as needed. All communications and document uploads are secure.*

MINI VIDEOS:

💡 General Overview of Own Occupation Contracts: https://youtu.be/t_sMiUF9aSM
💡 When should you buy this plan? https://youtu.be/xMUFXEAbRsM
💡 Who should you buy these plans from? https://youtu.be/enRtPYixvH0
💡 Select your Contract Type: https://youtu.be/431v00Hyc0s

Before you buy your plan, you should have answers to these questions:

💭How to collect income while disabled
💭How to obtain a portable plan as you move through practice
💭How to get your rates to renew each year as you age
💭How to protect yourself against future underwriting
💭How to guarantee no offsets if you have other income sources

Please let us know if you have specific questions on these elements and/or would like a review of your current plan.
🕛 To schedule your consultation, please click here: https://www.www.mddisabilityquotes.com/schedule-a-meeting

🔔 Subscribe for more here: https://www.youtube.com/channel/UCI5HghYhKie41HbiM7rB8Iw

🚀 Tools and resources we recommend:
⚡️FREE Physician Resources: https://www.www.mddisabilityquotes.com/resources-to-download
⚡️FREE Physician’s Guide to Disability Insurance: https://www.www.mddisabilityquotes.com/physicians-guide
⚡️How Future Purchase Options Work: https://www.www.mddisabilityquotes.com/future-purchase-option

***🔅 Let’s connect at Instagram for more education and business strategies on how to build your personal risk management process @md_disability & @amberstitt_ ***

👍🏽Recommended Resources for specific specialties:

☑️Resources for FEMALES: https://www.www.mddisabilityquotes.com/females
☑️Resources for Dentists: https://www.www.mddisabilityquotes.com/dentists
☑️Resources for Federal Employees: https://www.www.mddisabilityquotes.com/federal-employees
☑️Resources for Females: https://www.www.mddisabilityquotes.com/females
☑️Resources for Residents and Fellows: https://www.www.mddisabilityquotes.com/mds-and-dos-resident-limits
☑️Resources for Optometrists: https://www.www.mddisabilityquotes.com/optometrists
☑️ Resources for Podiatrists: https://www.www.mddisabilityquotes.com/podiatrists
☑️Resources for Veterinarians: https://www.www.mddisabilityquotes.com/veterinarian
☑️Resources for Physicians in the Military: https://www.www.mddisabilityquotes.com/physicians-in-the-military

Videos for frequently asked questions:
💡WHAT IS OWN SPECIALTY https://www.youtube.com/watch?v=CHVjlSqGLiQ&t=3s
💡HOW FUTURE PURCHASE OPTIONS WORK https://www.youtube.com/watch?v=OH8mPfdB7Ms&t=29s
💡 DO I NEED COLA? https://www.youtube.com/watch?v=MmgiPQEJxvQ
💡 THE UNDERWRITING PROCESS https://www.youtube.com/watch?v=Sa611TSHeu8&t=18s
💡 GROUP VS. PRIVATE INSURANCE https://www.youtube.com/watch?v=7enAnIXXJxg
💡 COMPLIMENTARY FEATURES INCLUDED https://www.youtube.com/watch?v=k91_NHohecw

Thank you so much for stopping by today!

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What is Next? MDDQ’s Underwriting Process

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