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Our team of agents at MD Disability Quotes (http://www.www.mddisabilityquotes.com) explain in this video that a good health benefit of a physician disability insurance contract can reduce the waiting period that usually has to happen before a physician can collect disability insurance benefits. Ordinarily, the waiting period is around 90 days, and sometimes up to 180 days. However, the Good Health Benefit shortens this waiting period by 2 days for every year the physician has been in good health without an accident.