As a surgeon, it is important to have disability insurance coverage to cover your income in case you are disabled through an accident or illness. Not all disability insurance contracts are the same and there are big differences in policies in terms of their varying levels of strength of coverage for physicians.
As a surgeon, it is vitally important to have coverage that protects you not just as a physician but in your specific surgical abilities. Due to the fine motor skills it takes to be a surgeon, the threshold for becoming disabled is much more probable than that for any other profession. There are many injuries or illnesses that could completely disable a surgeon, while other physicians and professions would not be disabled. It is for this reason that a true own specialty surgeon disability insurance contract is critical.
Let us help make sure you are acquiring the right type of disability insurance for surgeons to cover you in your specialty!
Not all disability insurance contracts are the same, and there are big differences in policies in terms of their varying levels of strength of coverage for surgeons.
GENERAL SURGEON
General Surgery requires you to perform a variety of surgical procedures on the abdominal organs, intestines, stomach, small bowel, colon, liver, pancreas, gallbladder and bile ducts. What would the affect be on your medical practice if you suffered an injury or became ill and could no longer perform your normal surgical duties?
What if you developed a retinal detachment due to trauma or an underlying condition, such as an inflammatory disorder, that affects your binocular vision or depth perception? You may be unable to perform surgical procedures again.
When a disability occurs to a physician specializing in Surgery, we do understand the impact it places on you personally and your family.
Since 1993, we have helped thousands of physicians across the country acquire quality specialty specific disability insurance to protect their ability to earn an income in their specific medical specialty.
When a disability occurs to a physician specializing in Surgery, we do understand the impact it places on you personally and your family.
ORTHOPEDIC SURGEON
Treating patients who have suffered traumas and disorders of the musculoskeletal system, including fractures, spine injuries, tendon and ligament repair, and joint replacements requires demanding surgical and nonsurgical procedures. Your performance of these procedures required extensive training and education. How would it affect your income if you were no longer able to perform these responsibilities?
We understand your job duties and what can disable you.
What if you developed myasthenia gravis resulting in muscle weakness that worsens with activity or suffered a chemical burn in your eyes due to an accident? You may be unable to perform the unique duties of an orthopedic surgeon. Because of your unique duties this may disable you but might not disable another physician in a different field.
As an Orthopedic Surgeon you understand the need for a specialist. We, too, are specialists in the disability insurance field. We can show you best types of contracts to protect you in your specialty and will guide you to the best policy for your unique needs.
Your specialty requires demanding surgical and nonsurgical procedures. We understand your job duties and what can disable you.
CARDIOVASCULAR SURGEON
As a physician who performs major surgeries to treat diseases and disorders of the heart and restore normal function, including coronary revascularization, coronary artery bypass grafts, valve repair and replacement, and transplants it is critical that your disability policy protects you in your medical subspecialty. If you developed a condition that made it impossible to perform these specialized procedures what would happen to your income?
Let’s say you develop idiopathic pulmonary fibrosis that makes it problematic or impossible to wear a surgical mask due to breathing difficulty. What if you suffered a traumatic brain injury in an accident? You may be unable to perform the unique duties of a cardiothoracic surgeon, although this same illness might not disable a physician with a different specialty.
What you do is very specific. We make sure you are protected in your sub-specialty.
Our experience and knowledge of disability insurance for physicians is unmatched in the industry. We will help you understand the various policy options and features that will protect your income in your specific specialty.
What you do is very specific. We make sure you are protected.
PLASTIC SURGEON
Your extensive education and training prepared you to perform a variety of meticulous surgical, microsurgical, and non-surgical procedures intended to reconstruct bodily form, restore normal function, or enhance aesthetic appearance. What if you developed an illness or sustained an injury that made it impossible to perform these vital responsibilities?
For example, if you develop Parkinson’s disease with hand tremors that worsen with any intentional movement or suffer a spinal cord injury in an accident you may be unable to perform the unique duties of a plastic surgeon – even if the same condition may not disable another physician in a different specialty.
We get that. We know what it takes to do your specialty and what can prevent you from doing your job.
As one of the most knowledgeable disability insurance agencies in the country, we can help you through the various contract options, features, and definitions of disability that will best protect your income.
Your extensive education and training prepared you to perform a variety of meticulous procedures. We get that.
HEAD AND NECK SURGEON
Every day you diagnose and treat disorders of the ears, nose, and throat and perform a variety of complicated surgeries including tonsillectomies, adenoidectomies or cochlear implants. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?
If you develop arthritis that affects your fine motor skills or suffered an accident and it became difficult for you to use your dominant hand, you may be unable to perform the unique work of an Otolaryngologist.
We understand what you do and what can disable you.
We are one of the most knowledgeable physician disability insurance brokers in the country and can guide you through the various riders and features that can protect the income you earn from your specialized skills.
We can guide you through the various policy options, features, and definitions.
NEUROSURGEON
As a Neurosurgeon, you spend your days performing a variety of delicate surgical and nonsurgical procedures to diagnose and treat disorders of the brain, spinal column, or peripheral nerves, including gamma knife radiosurgery, craniotomy, and tumor resection. How would it affect your career if you developed an illness or injury that severely limited or made it impossible for you to perform the specific duties of your medical specialty?
An accident while running or driving your car could change your physical health instantly. What if you develop an essential familial tremor that affects your fine motor function and does not respond to medication, you may be unable to perform the exacting requirements of a neurosurgeon, even if the condition would not disable another physician or medical specialist?
We know and understand the importance of protecting your ability to work and earn an income as a physician specializing in Neurosurgery.
Through many years of helping physicians gain access to high quality neurosurgeon disability insurance we know the importance of protecting your ability to earn income not only as a physician but in your unique specialty. Let us guide you through the various policy options and features and choose the plan that is right for you.
You spend your days performing a variety of delicate surgical and nonsurgical procedures. We know and understand the importance of protecting your ability.
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