Updated: Sep 2, 2020
Have you ever wondered how a physician disability contract is priced?
When a carrier looks at applicants for a doctor’s disability insurance policy, they develop a picture of issues in their lives that indicate the possibility of disability. These issues include age, gender, avocations, occupations, current health status, and family history.
In addition, each state department of insurance approves rates, so the state in which you live or you sign an insurance application also come into play.
Don’t forget that you can acquire your true own occupation disability insurance contract through us with discounted premiums. M.D. Disability Quotes offers physicians nationwide the opportunity to purchase a disability contract with a minimum 15% discount off the retail rate because of our long-term relationships with our carriers. Contact us today if you have questions or learn more here.