• Scott Nelson-Archer

A Temporary End to the 30-Year Term

Updated: Aug 10



We have just been notified by one of the life insurance companies selling 30-year term policies that due to the ultra-low interest rate environment, as well as the current uncertainty about the future of interest rates, they intend to temporarily cease offering the 30-year term option starting mid-April. When that information becomes public, we will let you know.


We have no idea how long this embargo will last, or if any other companies will follow suit, but now would be a very good time to get your 20, 25, 30, and 40 year life insurance rate secured. The low interest rates that the carriers are experiencing may soon lead to price increases for longer level-term products.


Don’t wait to contact us about your specific situation. We have long-standing relationships with all the major carriers and can give you unbiased quote comparisons for any term length.