Using another account to help you save is always a good idea. Even the most disciplined people report to me that they will spend if they can see it.
One of the Rules of Savings is to aim for saving 15% of your income and find a way to move it away from you while also earning a little return.
Savings accounts aren’t yielding higher returns but there are a few ways to accomplish this outside of the bank.
DM me if you are curious about what our clients are doing.