Physicians needing Specialty Specific Disability have access to multiple discounted Own Occupation Contracts if certain criteria is met.

Please contact our team to walk you through the process.

Prior to Active Duty status, physicians can "rate lock" higher monthly benefit amounts at their current age along with securing a Future Purchase Option.

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Please inquire now, as we often meet physicians once on Active Duty status and this reduces the coverage allowed at application. 

Variables That May Affect Your Original Policy​

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• Are You Active Duty?

• Do You Have Any Upcoming Deployment Orders?

• Do You Have An Anticipated Discharge Date?

• Do You Plan To Go Over 20 Years In Service?

If You Are Already Active Duty

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If you are active duty, you can purchase a maximum of $2,000 of monthly benefits, sometimes higher.

Get a Quote to Determine How Much Coverage you Qualify For!

If you are active duty and already secured your disability insurance plan, you can suspend your payments; hence suspending your coverage too.

Carriers will require written notice from the client asking to suspend their disability insurance contract and a copy of their military orders calling them to active duty.