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Doctor disability insurance is important to protect you and your family should you become disabled from an accident or illness. It protects the income you have worked so hard over the years to earn. Doctor disability insurance contracts vary greatly, and it is extremely important to have a contract that protects you not only as a physician, but also in your specific medical specialty.

After years of education and training, you want a contract for doctor disability insurance that will pay you when you can no longer perform the duties of a physician in your unique and specific specialty. You do not want a contract that can force you into some other occupation. Own occupation disability insurance coverage is critical for a physician.

Let us help make sure you are acquiring the right type of doctor disability insurance coverage to cover you in your specialty!

You do not want a contract that can force you into some other occupation. Own occupation disability insurance coverage is critical for a physician.
ALLERGIST \ IMMUNOLOGIST

Every day you diagnose and treat allergic diseases, asthma and diseases of the immune system, including allergic rhinitis, atopic dermatitis, urticarial, chronic cough, chronic sinus infections, and immune problems. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?

If you develop arthritis that affects your fine motor skills or ability to stand for long periods or suffered a paralysis in a car accident and cannot walk, you may be unable to perform the unique work of an Allergist \ Immunologist.

We understand what you do and what can disable you.

We are one of the most knowledgeable Allergist-centered physician disability insurance brokers in the country and can guide you through the various policy options, features, and definitions of disability that best protect the income you earn from your specialized skills.

We are one of the most knowledgeable Allergist-centered physician disability insurance brokers in the country.
 
ANESTHESIOLOGIST

Your daily duties include general anesthesia, monitoring of vitals during an operation, epidurals, and therapeutic injections in the autonomic nervous system, head/face, extremities or spine. Would a traumatic injury or unexpected illness make it difficult or impossible for you to perform these critical responsibilities?

What if you suffered an accidental injury like an ACL tear? Or, for example, if you develop spinal stenosis that affects your balance or makes it difficult to stand for more than a few minutes at a time, you may be limited or prohibited completely from performing the unique duties of your specialty.

We understand what conditions would disable you in your specific medical specialty.

Our primary focus for 20 years has been helping Anesthesiologists across the country obtain physician disability insurance coverage that best suits their specific needs based on a variety of personal factors. Let us walk you through the process of obtaining disability insurance coverage to protect your most important asset; your ability to earn an income.

Our primary focus for 20 years has been helping Anesthesiologists across the country obtain physician disability insurance coverage that best suits their specific needs.
 
CARDIOLOGIST

Every day you perform and interpret a variety of sophisticated tests and procedures to diagnose and treat diseases and disorders of the heart and coronary circulatory system. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?

If you develop an illness like Bell’s palsy that affects your speech or suffer some type of trauma and were left with a vertebral fracture, your ability to examine or communicate with patients may be impaired or terminated.

We understand what you do and what can disable you.

We are one of the most knowledgeable physician-centered doctor disability insurance brokers in the country and can guide you through the various policy options, features, and definitions of disability that best protect the income you earn from your specialized skills.

We can guide you through the various policy options, features, and definitions of disability.
 
CARDIOVASCULAR SURGEON

As a physician who performs major surgeries to treat diseases and disorders of the heart and restore normal function, including coronary revascularization, coronary artery bypass grafts, valve repair and replacement, and transplants it is critical that your disability policy protects you in your medical subspecialty. If you developed a condition that made it impossible to perform these specialized procedures what would happen to your income?

Let’s say you develop idiopathic pulmonary fibrosis that makes it problematic or impossible to wear a surgical mask due to breathing difficulty. What if you suffered a traumatic brain injury in an accident? You may be unable to perform the unique duties of a cardiothoracic surgeon, although this same illness might not disable a physician with a different specialty.

What you do is very specific. We make sure you are protected in your sub-specialty.

Our experience and knowledge of disability insurance for physicians is unmatched in the industry. We will help you understand the various policy options and features that will protect your income in your specific specialty.

What you do is very specific. We make sure you are protected.
 
DERMATOLOGIST

Your extensive education and training prepared you to perform a variety of meticulous procedures intended treat the skin and its diseases, a unique specialty with both medical and surgical aspects. You perform injections, lesion removal, non-ablative skin resurfacing and minor plastic surgery. What if you developed an illness or sustained an injury that made it impossible to perform these vital responsibilities?

For example, if you get Parkinson’s disease and suffer hand tremors that worsen with any intentional movement or suffer a metatarsal fracture in an accident you may be unable to perform the unique duties of a dermatologist even if the same condition may not disable another physician in a different specialty.

We get that. We know what it takes to do your specialty and what can prevent you from doing your job.

As one of the most knowledgeable physician-centered Dermatologist disability insurance agencies in the country we can help you through the various contract options, features, and definitions of disability that will best protect your income.

We know what it takes to do your specialty and what can prevent you from doing your job.
 
EMERGENCY MEDICINE

On a daily basis you deal with life threatening situations and treat a variety of emergencies to save the life of your patients, including resuscitations, wound care, fractures, brain trauma and psychiatric problems. What would the impact be on your career if you suffered an injury or illness that severely limited or totally prohibited you from performing these vital duties?

What if you suffered from an accidental trauma to your brain in a car accident or developed central nervous system Lyme disease causing partial paralysis that affects your ability to stand for more than a few moments? You may be unable to perform the unique work of an Emergency Room doctor, even if the condition would not disable another physician in their medical specialty.

 

We get that!

With years of experience as one of the most knowledgeable disability insurance brokers for physicians in the country, we understand the wide variety of demands that emergency medicine presents. We will guide you through the various doctor disability insurance policy options that best protect the income you earn using your specialized skills.

We understand the wide variety of demands that emergency medicine presents.
 
GASTROENTEROLOGIST

Seeing patients to prevent, diagnose, and treat disorders and diseases of the gastrointestinal tract, including endoscopic retrograde cholangiopancreatography, endoscopic ultrasounds, sphincterotomies, and colonoscopies requires demanding surgical and nonsurgical procedures. Your performance of these procedures required extensive education and training. How would it affect your income if you were no longer able to perform these responsibilities?

We understand what your job duties are and what can disable you.

What if you developed muscular dystrophy resulting in muscle weakness or difficulty using certain muscle groups? Or suffered an achilles tendon rupture. You may be unable to perform the unique duties of a Gastroenterologist. Because of your unique duties this may disable you but might not disable another physician in a different field.

As a Gastroenterologist you understand the need for a specialist. We too are specialist in the doctor disability insurance field. We know the best type of policy to protect you in your specialty and will guide you to the best policy for your unique needs.

You have unique duties this may disable you but might not disable another physician in a different field.
 
GENERAL FAMILY PRACTICE

As a physician who performs the bedrock diagnostic exams which are the foundation of medicine your health is important. On a daily basis you read electrocardiograms and x-rays, formulate treatment plans, give immunizations, treat acute illnesses and deal with chronic medical issues. It is critical that your disability policy protects you in your own occupation. If you developed a condition that made it impossible to perform your duties what would happen to your income?

Let’s say you develop Glaucoma or macular degeneration and suffer vision loss, or what if you suffered a traumatic brain injury in an accident. You may be severely limited or completely unable to perform the unique duties of a General \ Family Practice physician.

What you do is very specific. We make sure you are protected in your own specialty.

Our experience and knowledge of physicians disability insurance for Family Practitioners is unmatched in the industry. We will help you understand the various policy options and features that will protect your income in your specific specialty.

If you developed a condition that made it impossible to perform your duties what would happen to your income?
 
GENERAL SURGEON

General Surgery requires you to perform a variety of surgical procedures on the abdominal organs, intestines, stomach, small bowel, colon, liver, pancreas, gallbladder and bile ducts. What would the affect be on your medical practice if you suffered an injury or became ill and could no longer perform your normal surgical duties?

What if you developed a retinal detachment due to trauma or an underlying condition, such as an inflammatory disorder, that affects your binocular vision or depth perception? You may be unable to perform surgical procedures again.

When a disability occurs to a physician specializing in Surgery, we do understand the impact it places on you personally and your family.

Since 1993 we have helped thousands of physicians across the country acquire quality general surgeon disability insurance to protect their ability to earn an income in their specific medical specialty.

When a disability occurs to a physician specializing in Surgery, we do understand the impact it places on you personally and your family.
 
HEAD AND NECK SURGEON

Every day you diagnose and treat disorders of the ears, nose, and throat and perform a variety of complicated surgeries including tonsillectomies, adenoidectomies or cochlear implants. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?

If you develop arthritis that affects your fine motor skills or suffered an accident and it became difficult for you to use your dominant hand, you may be unable to perform the unique work of an Otolaryngologist.

We understand what you do and what can disable you.

We are one of the most knowledgeable physician disability insurance brokers in the country and can guide you through the various head and neck disability insurance policy options, features, and definitions of disability that best protect the income you earn from your specialized skills.

We can guide you through the various policy options, features, and definitions.
 
INTERNAL MEDICINE

Your medical specialty dealing with the prevention, diagnosis and treatment of adult diseases is the bedrock of health care. You are especially skilled in the management and treatment of patients who have multi or undifferentiated diseases and are tasked with putting the pieces of the puzzle together to establish a diagnosis. Your performance in this area required extensive training and education. How would it affect your income if you were no longer able to perform these responsibilities?

We understand what your job duties and what can disable you.

What if you developed multiple sclerosis and suffered muscle weakness and spasms making it difficult to maintain your balance? Or what if you were in a bike riding accident and fractured your pelvis? You may then be limited or completely unable to perform the unique duties of an Internal Medicine physician.

As a physician with years of education and training you understand the need for a specialist. We too are specialists in the disability insurance field. We know the best type of policy to protect you in your specialty and will guide you to the best policy for your unique needs.

Your medical specialty is the bedrock of health care. Your performance required extensive training and education.
 
NEUROLOGIST

As a Neurologist, you spend your days treating neurological disorders by conducting comprehensive examinations focusing on the nervous system. As part of your examinations, you assess patient’s cognitive function, cranial nerves, sensation, coordination, gait, motor strength and gait. How would it affect your career if you developed an illness or injury that severely limited or made it impossible for you to perform the specific duties of this medical specialty? This is the reasoning behind neurologist disability insurance.

An accident while running, playing, or driving your car could change your physical health instantly. What if you develop thyroid cancer which ultimately affected your strength level and concentration? Any number of illnesses or injuries could make it difficult or impossible for you to perform the exacting requirements of a neurologist.

We know and understand the importance of protecting your ability to work and earn an income as a physician specializing in Neurology.

Through many years of helping Neurologists gain access to high quality physicians disability insurance, we know the importance of protecting your ability to earn income not only as a physician but in your unique specialty. Let us guide you through the various policy options and features and choose the neurologist disability insurance plan that is right for you.

Any number of illnesses or injuries could make it difficult or impossible for you to perform the exacting requirements of a neurologist.
 
NEURO SURGEON

As a Neurosurgeon you spend your days performing a variety of delicate surgical and nonsurgical procedures to diagnose and treat disorders of the brain, spinal column, or peripheral nerves, including gamma knife radiosurgery, craniotomy, and tumor resection. How would it affect your career if you developed an illness or injury that severely limited or made it impossible for you to perform the specific duties of your medical specialty?

An accident while running or driving your car could change your physical health instantly. What if you develop an essential familial tremor that affects your fine motor function and does not respond to medication, you may be unable to perform the exacting requirements of a neurosurgeon, even if the condition would not disable another physician or medical specialist?

We know and understand the importance of protecting your ability to work and earn an income as a physician specializing in Neurosurgery.

Through many years of helping physicians gain access to high quality neurosurgeon disability insurance we know the importance of protecting your ability to earn income not only as a physician but in your unique specialty. Let us guide you through the various policy options and features and choose the plan that is right for you.

You spend your days performing a variety of delicate surgical and nonsurgical procedures. We know and understand the importance of protecting your ability.
 
OBSTETRICIAN / GYNECOLOGY

Your extensive education and training prepared you to provide comprehensive surgical and nonsurgical reproductive medical care to women, ranging from hysterectomies, tubal ligations, and C-sections, to ultrasounds, colposcopies, and well exams. What if you developed an illness or sustained an injury that made it impossible to perform these vital responsibilities? This is the exact purpose of gynecologist disability insurance.

For example, if you develop multiple sclerosis that results in involuntary eye movements, changes in your visual field, or decreased visual acuity, you may be unable to perform the unique work of an OB/GYN, even if the condition would not disable another physician or medical specialist. Or, what if you developed whiplash in an accident and could not move your head enough to perform procedures?

We get that. We know what it takes to do your specialty and what can prevent you from doing your job, which is why we are dedicated to helping injured and disabled gynecologists protect their valuable income through disability insurance.

As one of the most knowledgeable physician-centered obstetrics and gynecology disability insurance agencies in the country, we can help you through the various contract options, features, and definitions of disability that will best protect your income.

Contact us to get started with gynecologist and obstetrics disability insurance.

We are one of the most knowledgeable physician-centered obstetrics and gynecology disability insurance agencies in the country. We can help.
 
ONCOLOGIST

Oncology requires you to diagnose and treat a variety of cancers in your patients. In our eyes this is heroic work helping families in these difficult situations. On a daily basis your exams include conducting biopsies, endoscopy, x-rays, CT scans, MRI scans, ultrasounds and blood tests among other diagnostic tools. What would the affect be on your medical practice if you suffered an injury or became ill and could no longer perform your normal physician duties?

What if you developed coronary heart disease which resulted in your inability to stay on your feet for any length of time? Or what if you were in an accident while skiing and suffered a crushed vertebrate? You may be unable to perform your duties as an Oncologist or have them severely limited.

When a disability occurs to a physician specializing in Oncology, we do understand the impact it places on you personally and your family.

Since 1993 we have helped thousands of physicians across the country acquire quality disability insurance to protect their ability to earn an income in their specific medical specialty.

In our eyes oncology is heroic work helping families in difficult situations.
 
OPHTHALMOLOGIST

Your daily duties include providing sophisticated preventative and corrective eye and vision care, as well as perform a variety of delicate surgeries to structures of the eye and surrounding muscles and nerves. Would a traumatic injury or unexpected illness make it difficult or impossible for you to perform these critical responsibilities?

What if you suffered an accidental injury? Or for example, if you develop Dupuytren’s Contracture causing a hand deformity that interferes with operating optical equipment or using surgical instruments, you may be limited or prohibited completely from performing the unique duties of your specialty.

We understand what conditions would disable you in your specific medical specialty.

Our primary focus for almost 20 years has been helping physicians across the country obtain disability insurance coverage that best suits their specific needs based on a variety of personal factors. Let us walk you through the process of obtaining specialty doctor disability insurance coverage to protect your most important asset; your ability to earn an income.

Would a traumatic injury or unexpected illness make it difficult or impossible for you to perform critical responsibilities?
 
ORTHOPEDIC SURGEON

Treating patients who have suffered traumas and disorders of the musculoskeletal system, including fractures, spine injuries, tendon and ligament repair, and joint replacements requires demanding surgical and nonsurgical procedures. Your performance of these procedures required extensive training and education. How would it affect your income if you were no longer able to perform these responsibilities?

We understand your job duties and what can disable you.

What if you developed myasthenia gravis resulting in muscle weakness that worsens with activity or suffered a chemical burn in your eyes due to an accident? You may be unable to perform the unique duties of an orthopedic surgeon. Because of your unique duties this may disable you but might not disable another physician in a different field.

As an Orthopedic Surgeon you understand the need for a specialist. We, too, are specialists in the disability insurance field. We know the best type of Orthopedic Surgeon Disability Insurance Policy to protect you in your specialty and will guide you to the best policy for your unique needs.

Your specialty requires demanding surgical and nonsurgical procedures. We understand your job duties and what can disable you.
 
OTOLARYNGOLOGIST/ENT

Every day you diagnose and treat disorders of the ears, nose, and throat and perform a variety of complicated surgeries including tonsillectomies, adenoidectomies or cochlear implants. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?

If you develop arthritis that affects your fine motor skills or suffered an accident and it became difficult for you to use your dominant hand, you may be unable to perform the unique work of an Otolaryngologist.

We understand what you do and what can disable you.

We are one of the most knowledgeable physician disability insurance brokers in the country and can guide you through the various policy options, features, and definitions of disability that best protect the income you earn from your specialized skills.

We understand what you do and what can disable you.
 
PAIN MEDICINE

As a pain management physician you spend your days performing a variety of pharmacologic and interventional measures to relieve patients of chronic, debilitating pain, including epidural steroid injections, neurolytic blocks, and intrathecal drug delivery implants. How would it affect your career if you developed an illness or injury that severely limited or made it impossible for you to perform the specific duties of your medical specialty?

An accident causing a dislocation could change your physical health instantly. What if you develop neuropathy in your dominant hand and it becomes problematic or painful you to use your trigger, or “push”, thumb for injections? You may be unable to perform the exacting requirements of a Pain Management Specialist, even if the condition would not disable another physician or medical specialist.

We know and understand the importance of protecting your ability to work and earn an income as a physician specializing in Pain Management.

Through many years of helping physicians gain access to high quality doctor disability insurance for pain management physicians we know the importance of protecting your ability to earn income not only as a physician but in your unique specialty. Let us guide you through the various policy options and features and choose the plan that is right for you.

We understand some circumstances may disable you, even if they would not disable another physician or medical specialist.
 
PATHOLOGIST

On a daily basis you conduct a variety of tests and analysis to study and determine the cause and development of disease. You analyze blood and tissue to look for abnormalities and help confirm or refute diagnosis. What would the impact be on your career if you suffered an injury or illness that severely limited or totally prohibited you from performing these vital procedures?

What if you suffered from an accidental trauma to your ankle in a rear-end car accident? Or became ill with colon cancer that ran in your family? You may be unable to perform the unique work of a Pathologist who spent years in education and training.

We get that!

With years of experience as one of the most knowledgeable disability insurance brokers for physicians in the country, we understand the singular demands of pathology. We will guide you through the various disability insurance policy options that best protect the income you earn using your specialized skills.

What would the impact be on your career if you suffered an injury or illness that severely limited or totally prohibited you from performing vital procedures?
 
PEDIATRICIAN

As a healer of children your daily duties include a wide variety of diagnostic exams and treatments. You diagnose illness, give immunizations, splint and bandage broken bones, suture wounds, and provide recommendations for healthy lifestyles for children. Would a traumatic injury or unexpected illness make it difficult or impossible for you to perform these critical responsibilities?

What if you suffered an accidental injury and became partially paralyzed? Or for example, if you develop rheumatoid arthritis causing a hand deformity that interferes with your ability to provide basic care, you may be limited or prohibited completely from performing the unique duties of your specialty.

We understand what conditions would disable you in your specific medical specialty.

Our primary focus for over 20 years has been helping Pediatricians across the country obtain doctor disability insurance coverage that best suits their specific needs based on a variety of personal factors. Let us walk you through the process of obtaining disability insurance coverage to protect your most important asset; your ability to earn an income.

Our primary focus for over 20 years has been helping Pediatricians across the country.
 
PLASTIC SURGEON

Your extensive education and training prepared you to perform a variety of meticulous surgical, microsurgical, and non-surgical procedures intended to reconstruct bodily form, restore normal function, or enhance aesthetic appearance. What if you developed an illness or sustained an injury that made it impossible to perform these vital responsibilities?

For example, if you develop Parkinson’s disease with hand tremors that worsen with any intentional movement or suffer a spinal cord injury in an accident you may be unable to perform the unique duties of a plastic surgeon – even if the same condition may not disable another physician in a different specialty.

We get that. We know what it takes to do your specialty and what can prevent you from doing your job.

As one of the most knowledgeable plastic surgeon disability insurance agencies in the country we can help you through the various contract options, features, and definitions of disability that will best protect your income.

Your extensive education and training prepared you to perform a variety of meticulous procedures. We get that.
 
PSYCHIATRIST

Every day you diagnose and treat mental disorders using a variety of diagnostic evaluations. You prescribe medication, order and interpret laboratory tests and electroencephalograms, and may order CT scans or MRI’s. What if you develop a condition that makes it impossible for you to perform these critical responsibilities?

If you develop an illness like lymphoma or suffer a debilitating trauma such as a traumatic brain injury, your ability to examine or communicate with patients may be impaired or terminated.

We understand what you do and what can disable you.

We are one of the most knowledgeable physician-centered disability insurance brokers in the country and can guide you through the various policy options, features, and definitions of disability that best protect the income you earn from your specialized skills.

We understand what you do and what can disable you.
 
PULMONOLOGIST

Your medical specialty deals with the prevention, diagnosis and treatment of the respiratory tract and respiratory disease. Your day may include a bronchoscopy, balloon dilation, airway stent placement, spirometry, oximetry or auscultation. Your performance in this area required extensive training and education. How would it affect your income if you were no longer able to perform these responsibilities?

We understand what your job duties and what can disable you.

What if you developed traumatic iritis which affected your vision making it difficult to perform your daily procedures? Or what if you were in a bike riding accident and fractured your arm and leg? You may then be limited or completely unable to perform the unique duties of a Pulmonologist.

As a physician with years of education and training you understand the need for a specialist. We too are specialist in the doctor disability insurance field. We know the best type of policy to protect you in your specialty and we will guide you to the best policy for your unique needs.

As a physician with years of education and training you understand the need for a specialist. We too are specialist in the doctor disability insurance field.
 
RADIOLOGIST

On a daily basis you conduct and interpret sophisticated medical imaging procedures, such as CT’s, ultrasounds, fluoroscopes, and MRI’s, that are vital to the diagnosis and treatment of a wide range of diseases and injuries. What would the impact be on your career if you suffered an injury or illness that severely limited or totally prohibited you from performing these vital duties?

What if you suffered from an accidental trauma to your brain or an illness where you develop short-term memory loss or attention deficits due to stroke or other condition, such as hypothyroidism? You may be unable to perform the unique work of a radiologist, even if the condition would not disable another physician in their medical specialty.

We get that!

With years of experience as one of the most knowledgeable disability insurance brokers for physicians in the country, we understand the singular demands of radiology. We will guide you through the various doctor disability insurance policy options that best protect the income you earn using your specialized skills.

With years of experience as one of the most knowledgeable disability insurance brokers, we understand the singular demands of radiology.
 
UROLOGY

As a physician who performs a variety of surgical and nonsurgical procedures to prevent, diagnose, and treat disorders of male urinary tract and reproductive system, including vasectomies, prostate biopsies, ureteroscopies, and pyeloplasty’s it is critical that your disability insurance contract protects you in your medical subspecialty. If you developed a condition that made it impossible to perform these specialized procedures what would happen to your income?

Let’s say you develop Huntington’s disease resulting in involuntary or sudden movement of your head or limbs. Or suffer a spinal cord injury in a car accident. You may be unable to perform the unique duties of a Urologist, although this same illness might not disable a physician with a different specialty.

What you do as a Urologist is very specific. We make sure you are protected in your sub-specialty.

Our experience and knowledge of physician disability insurance is unmatched in the industry. We will help you understand the various policy options and features that will protect your income in your specific specialty.

What you do as a Urologist is very specific. We make sure you are protected in your sub-specialty.
 
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