Disability Insurance Waiting Periods and Benefits Triggers
A common question about Disability Insurance for Doctors is when the benefits will actually start after an accident. There is often a waiting period, but you need to consider different triggers as well.
Benefit triggers define the conditions that need to be met before you can actually collect disability insurance benefits. Sometimes they say you need to lose the ability to perform certain tasks at work. Other times, your plan may have a total and continuous clause.