2022 Disability Insurance Discounts: The Resident Discount Myth
Every June, we have a transition of graduates – either those from medical school going to training or those who have been training and...
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Amber Stitt
- Mar 20, 2021
- 5 min
Are Profitable Physicians Still Able to Qualify for the 2nd draw, with high earnings in 2020? Maybe.
As you know, the Paycheck Protection Program (PPP) provides aid for Small Businesses and Individuals, providing additional funding above and beyond what was offered in 2020. Update: The deadline for the second draw is 3/31/2021.
We saw many small business owners take advantage of the first draw of PPP last year and we have had many clients report that their loans have been forgiven already. Depending on the bank you went to process your loan application, some are being held
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Amber Stitt
- Feb 16, 2021
- 4 min
Physicians needing Own Occupation now have more options when shopping for their coverage in '21.
Physicians needing Own Occupation now have more options when shopping for specialty specific disability insurance.
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Amber Stitt
- Feb 10, 2021
- 3 min
Case Study: An Active Duty Physician was Declined for Coverage due to Diving Stipend
Did you know that military physicians have different guidelines when it comes to buying disability insurance? The guidelines can often be confusing which is where we can help. This article will walk you through a quick overview of how this works and if you want a bird's eye view, please visit our Military Physician resource page here. Active Duty military physicians often have caps to how much they can purchase for disability insurance, especially if they are already receivin
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Amber Stitt
- Jan 11, 2021
- 4 min
Own Occupation Insurance: 6 Ways to Save on your Private Disability Income Insurance Plan
These are tips that you can consider at time of application or anytime - even if you had had a plan in place for years. 1) Buying at the youngest age and while in a residency or fellowship program is always going to link you to the most in discounts. If you are still shopping for coverage, consider looking at plan options before you leave your current program, especially if you plan to move. Then focus on #2 below. 2) Be mindful of the fact that securing your plan in a state
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Amber Stitt
- Nov 12, 2020
- 2 min
Updated COVID Guidelines: 4 Reasons your Insurance Application may be delayed
We have many inquiries from clients about the protocol now in a post-COVID environment. Due to the influx of questions, we wanted to communicate a list of steps to help you identify what may be required of you before proceeding with an application; if you have been exposed or could have been. Insurance carriers will be looking into your medical records to determine the necessary timeframes based upon the different scenarios listed below. Please note that most carriers have a
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