Exclusion Riders—Not Always Too Exclusive
Occasionally I take an application from a doctor who has a history of an injury, disease, or other disorder that has a higher than...
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Scott Nelson-Archer
- Aug 16, 2016
- 1 min
Act Fast – High Disability Benefit Opportunity Ending Soon!
Back in May I shared that the disability provider with the highest limits will no longer be offering their products directly to...
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Scott Nelson-Archer
- Aug 2, 2016
- 2 min
Went Fishing and Got Hooked!
Last week my family and I were on vacation in Key Largo and it was the first time we spent any real amount of time fishing.
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Scott Nelson-Archer
- Jul 19, 2016
- 1 min
Benefit Tip: The Good Health Benefit on Your Physician Disability Insurance
A number of auto insurance companies will reward their customers’ safe driving behaviors by providing a premium reduction or perhaps...
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Scott Nelson-Archer
- Jun 21, 2016
- 1 min
The Misunderstood Catastrophic Disability Benefit
The Catastrophic Rider of a physician disability insurance policy is frequently misunderstood, or misrepresented. While it does provide...
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Scott Nelson-Archer
- Jun 8, 2016
- 2 min
Elimination Period—What You Need to Know
I have a client who was recently diagnosed with cancer. This physician quit working 32 days ago and began chemotherapy. He tells me he...
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Scott Nelson-Archer
- May 18, 2016
- 2 min
“One Thing I Should Have Done is Upgrade My Insurance”
Several years ago, I spoke with a lawyer who was receiving physician disability income benefits. He didn’t start out as a lawyer. He was...
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Scott Nelson-Archer
- May 11, 2016
- 1 min
High Disability Benefit Opportunity Ending Soon!
Upper income physicians who are interested in getting a high $35,000 monthly income benefit from their disability insurance need to act...
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Scott Nelson-Archer
- Jan 28, 2016
- 2 min
The Standard’s Compassionate Disability Benefit for Physicians
As a physician who takes care of others day in and day out, you understand more than anyone that injury and sickness are not...
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Scott Nelson-Archer
- Jan 14, 2016
- 2 min
How a Christmas Tradition Turned into a Physician Disability Claim
Accidents are NOT usually the main the culprit of disabilities. Illnesses like cancer, a heart attack or diabetes cause the majority of...
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Scott Nelson-Archer
- Dec 23, 2015
- 2 min
Physician Disability Insurance Checklist: Does the A.A.F.P. Plan Pass? (Part 2 of 2)
Last week we put the American Academy of Family Physicians (A.A.F.P.) to the “test” – comparing the physician disability insurance...
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Scott Nelson-Archer
- Dec 8, 2015
- 3 min
Protect Your Business as a Part of Your Physician Disability Insurance Policy
Many physicians today understand the importance of disability income as a method to protect their most valuable asset – their ability to...
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Scott Nelson-Archer
- Dec 2, 2015
- 2 min
The Residual Definition of Your Physician Disability Policy is Not an Afterthought!
The name may be a little deceiving. Residual disability benefits can be one of the most important parts of your physician disability...
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Scott Nelson-Archer
- Nov 30, 2015
- 4 min
Own Occupation Physician Disability Insurance- Are You Getting What You are Paying For?
The Own Occupation definition of physician disability insurance is both the strongest and most desirable coverage in the disability...
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Scott Nelson-Archer
- Nov 19, 2015
- 2 min
Five Questions to Ask About Your Physician Disability Insurance
What is the potential value of a physician’s income? To earn your M.D., you have studied, sacrificed and worked hard for many years.
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Scott Nelson-Archer
- Nov 16, 2015
- 4 min
Physician Disability Case Study: Why Early Action Can Save You Thousands
There are many reasons for a physician to get declined for disability insurance. A serious illness or medical condition alone can...
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Scott Nelson-Archer
- Nov 9, 2015
- 3 min
Physician Disability Exclusion Riders Explained
What is an exclusion rider and how will it affect my physician disability insurance policy at the time of claim?
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Scott Nelson-Archer
- Nov 2, 2015
- 4 min
Be Certain of Your Custom-Built Physician Disability Contract – Case study of a doctor’s
Disability insurance reviews are more common and useful than you might think. Even if you have a great policy, there are several factors...
2 views0 comments
Scott Nelson-Archer
- Oct 30, 2015
- 2 min
Is Your Old Physician Disability Policy Still Good Today?
In most cases, yes. In some cases, a new physician disability policy may be more beneficial to offer stronger protection. Here is what...
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Scott Nelson-Archer
- Oct 28, 2015
- 3 min
Total Physician Disability Defined: Private Insurance vs. Typical Association Plan
Today, I would like to focus on what I believe to be the most important part of any physician disability policy: how is total disability def
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