Do Physicians have restrictive provisions when it comes to mental health related disability claims?
Knowing what types of psychiatric coverage a physician has is an important part of the review phase when selecting a plan.
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Amber Stitt
- Feb 16, 2021
- 4 min
Physicians needing Own Occupation now have more options when shopping for their coverage in '21.
Physicians needing Own Occupation now have more options when shopping for specialty specific disability insurance.
110 views0 comments
Amber Stitt
- Feb 10, 2021
- 3 min
Case Study: An Active Duty Physician was Declined for Coverage due to Diving Stipend
Did you know that military physicians have different guidelines when it comes to buying disability insurance? The guidelines can often be...
99 views0 comments
Scott Nelson-Archer
- Jan 15, 2021
- 2 min
Does Your Private Disability Policy Eliminate Your Employers' Group Disability plan?
This week we had a call with an attorney who had a client going through the claims process from a disabling event. This attorney had some...
112 views0 comments
Amber Stitt
- Jan 11, 2021
- 4 min
Own Occupation Insurance: 6 Ways to Save on your Private Disability Income Insurance Plan
These are tips that you can consider at time of application or anytime - even if you had had a plan in place for years. 1) Buying at the...
106 views
M.D. Disability Quotes
- Dec 14, 2020
- 2 min
Disability Insurance Pre -Screen: Case Study regarding Vyvanse, Dexedrine, Toprol-XL
Applying for life & disability insurance can be a fast and relatively easy process, but what if you have a medical issue and are filling...
87 views0 comments
Amber Stitt
- Dec 11, 2020
- 3 min
What is a Unisex Rate and What does it mean to You?
For about a decade now, each carrier has slowly removed unisex rates from the marketplace and while discounts for residents/fellows (MDs...
239 views0 comments
Scott Nelson-Archer
- Nov 21, 2016
- 1 min
What Can I Expect from a Paramedical Examination?
A Paramedical Examination is required as a routine part of an Own-Occupation Physician Disability or Life Insurance application.
9 views0 comments
Scott Nelson-Archer
- Sep 15, 2016
- 1 min
Exclusion Riders—Not Always Too Exclusive
Occasionally I take an application from a doctor who has a history of an injury, disease, or other disorder that has a higher than...
3 views0 comments
Scott Nelson-Archer
- Sep 6, 2016
- 2 min
Exclusion Rider to the Rescue
I recently had a high-income radiologist apply for disability income insurance. He told me up front that he would not take the policy...
5 views0 comments
Scott Nelson-Archer
- Aug 23, 2016
- 2 min
Why Your Birthday May Be the Perfect Motivator
Most of the uninsured doctors I talk with really want to get disability insurance, but they struggle to find a few minutes to fill out...
5 views0 comments
Scott Nelson-Archer
- Aug 16, 2016
- 1 min
Act Fast – High Disability Benefit Opportunity Ending Soon!
Back in May I shared that the disability provider with the highest limits will no longer be offering their products directly to...
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Scott Nelson-Archer
- Aug 12, 2016
- 1 min
Don’t Forget About Business Overhead Expense Insurance!
When a physician who owns his or her own practice comes to one of our agents, the breadth of coverage to consider is often not understood.
3 views0 comments
Amber Stitt
- Aug 4, 2016
- 1 min
Benefit Tip: Guarantee Your Insurability with the Future Increase Rider
As you age, your physician disability insurance policy may not allow you to increase your coverage, or it may exclude certain conditions...
7 views0 comments
Scott Nelson-Archer
- Aug 2, 2016
- 2 min
Went Fishing and Got Hooked!
Last week my family and I were on vacation in Key Largo and it was the first time we spent any real amount of time fishing.
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Scott Nelson-Archer
- Jul 26, 2016
- 1 min
Time for a Semi-Annual Check Up
Can you believe it? It seems like just yesterday we were watching the ball drop on New Year’s Eve and now Independence Day has already...
6 views0 comments
Scott Nelson-Archer
- Jul 12, 2016
- 2 min
The AMA Physician Disability Policy—Is it Good Enough?
A rheumatologist told me this week that his AMA disability policy is a good plan because it covers a large group of physicians and the...
5 views0 comments
Scott Nelson-Archer
- Jul 5, 2016
- 2 min
“I Hope My Agent Sold Me Disability Insurance!”
I received an email this morning from the wife of a surgeon whom I spoke with years ago. She was hoping her husband had some physician...
3 views0 comments
Scott Nelson-Archer
- Jun 30, 2016
- 1 min
Wishing You a Safe 4th of July! (Because We Just Looked at the Stats)
July 4, 2016 represents 240 years since our great nation was born! Our history is that of farmers, explorers and ship builders that...
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Scott Nelson-Archer
- Jun 28, 2016
- 1 min
Announcing a Large Unisex Discount for Johns Hopkins
We are excited to announce that Johns Hopkins gets a new Unisex female and male discount of 30% through our firm.
5 views0 comments