2022 Disability Insurance Discounts: The Resident Discount Myth
Every June, we have a transition of graduates – either those from medical school going to training or those who have been training and...
top of page
OUR BLOG
Search
Amber Stitt
- May 19, 2021
- 4 min
Do Physicians have restrictive provisions when it comes to mental health related disability claims?
Knowing what types of psychiatric coverage a physician has is an important part of the review phase when selecting a plan.
351 views0 comments
Amber Stitt
- Feb 16, 2021
- 4 min
Physicians needing Own Occupation now have more options when shopping for their coverage in '21.
Physicians needing Own Occupation now have more options when shopping for specialty specific disability insurance.
115 views0 comments
Amber Stitt
- Feb 10, 2021
- 3 min
Case Study: An Active Duty Physician was Declined for Coverage due to Diving Stipend
Did you know that military physicians have different guidelines when it comes to buying disability insurance? The guidelines can often be...
107 views0 comments
Scott Nelson-Archer
- Jan 15, 2021
- 2 min
Does Your Private Disability Policy Eliminate Your Employers' Group Disability plan?
This week we had a call with an attorney who had a client going through the claims process from a disabling event. This attorney had some...
113 views0 comments
Amber Stitt
- Jan 7, 2021
- 3 min
If the COVID vaccine causes an injury, will your disability plan cover your inability to practice?
The definition of your contract drives everything, so knowing what type of definition you have is paramount. We have mentioned in the...
205 views0 comments
M.D. Disability Quotes
- Dec 14, 2020
- 2 min
Disability Insurance Pre -Screen: Case Study regarding Vyvanse, Dexedrine, Toprol-XL
Applying for life & disability insurance can be a fast and relatively easy process, but what if you have a medical issue and are filling...
87 views0 comments
Amber Stitt
- Dec 11, 2020
- 3 min
What is a Unisex Rate and What does it mean to You?
For about a decade now, each carrier has slowly removed unisex rates from the marketplace and while discounts for residents/fellows (MDs...
278 views0 comments
Amber Stitt
- Nov 12, 2020
- 2 min
Updated COVID Guidelines: 4 Reasons your Insurance Application may be delayed
We have many inquiries from clients about the protocol now in a post-COVID environment. Due to the influx of questions, we wanted to...
70 views0 comments
Scott Nelson-Archer
- Apr 30, 2020
- 1 min
Life Insurance Carriers Starting to Adjust Their Policy Deliveries
We were notified this week that some carriers are going to start including the following language in the delivery requirements...
15 views0 comments
Scott Nelson-Archer
- Mar 16, 2020
- 2 min
COVID-19 and Insurance Underwriting
With the COVID-19 running through our country and across the world, here are six things that you need to consider when purchasing new...
6 views0 comments
Scott Nelson-Archer
- Nov 21, 2016
- 1 min
What Can I Expect from a Paramedical Examination?
A Paramedical Examination is required as a routine part of an Own-Occupation Physician Disability or Life Insurance application.
11 views0 comments
Scott Nelson-Archer
- Sep 6, 2016
- 2 min
Exclusion Rider to the Rescue
I recently had a high-income radiologist apply for disability income insurance. He told me up front that he would not take the policy...
6 views0 comments
Scott Nelson-Archer
- Aug 30, 2016
- 2 min