Preparing Early: Taking Small Steps to Secure Your Family’s Future
Want to secure your family’s future but don’t know where to start? Read this blog to discover the importance of preparation and the steps to
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Scott Nelson-Archer
- Sep 28, 2021
- 2 min
2022 Disability Insurance Discounts: The Resident Discount Myth
Every June, we have a transition of graduates – either those from medical school going to training or those who have been training and...
232 views
Amber Stitt
- May 19, 2021
- 4 min
Do Physicians have restrictive provisions when it comes to mental health related disability claims?
Knowing what types of psychiatric coverage a physician has is an important part of the review phase when selecting a plan.
272 views0 comments
Amber Stitt
- Apr 24, 2021
- 4 min
Fertility and your Insurance Offers
This blog describes the impact of having specific medical history when you apply for insurance; most specifically fertility issues.
179 views
Amber Stitt
- Feb 16, 2021
- 4 min
Physicians needing Own Occupation now have more options when shopping for their coverage in '21.
Physicians needing Own Occupation now have more options when shopping for specialty specific disability insurance.
110 views0 comments
Amber Stitt
- Feb 10, 2021
- 3 min
Case Study: An Active Duty Physician was Declined for Coverage due to Diving Stipend
Did you know that military physicians have different guidelines when it comes to buying disability insurance? The guidelines can often be...
99 views0 comments
Scott Nelson-Archer
- Jan 15, 2021
- 2 min
Does Your Private Disability Policy Eliminate Your Employers' Group Disability plan?
This week we had a call with an attorney who had a client going through the claims process from a disabling event. This attorney had some...
112 views0 comments
Amber Stitt
- Jan 11, 2021
- 4 min
Own Occupation Insurance: 6 Ways to Save on your Private Disability Income Insurance Plan
These are tips that you can consider at time of application or anytime - even if you had had a plan in place for years. 1) Buying at the...
106 views
Amber Stitt
- Jan 7, 2021
- 3 min
If the COVID vaccine causes an injury, will your disability plan cover your inability to practice?
The definition of your contract drives everything, so knowing what type of definition you have is paramount. We have mentioned in the...
189 views0 comments
M.D. Disability Quotes
- Dec 14, 2020
- 2 min
Disability Insurance Pre -Screen: Case Study regarding Vyvanse, Dexedrine, Toprol-XL
Applying for life & disability insurance can be a fast and relatively easy process, but what if you have a medical issue and are filling...
87 views0 comments
Amber Stitt
- Dec 11, 2020
- 3 min
What is a Unisex Rate and What does it mean to You?
For about a decade now, each carrier has slowly removed unisex rates from the marketplace and while discounts for residents/fellows (MDs...
239 views0 comments
Amber Stitt
- Nov 12, 2020
- 2 min
Updated COVID Guidelines: 4 Reasons your Insurance Application may be delayed
We have many inquiries from clients about the protocol now in a post-COVID environment. Due to the influx of questions, we wanted to...
70 views0 comments
Scott Nelson-Archer
- Apr 30, 2020
- 1 min
Life Insurance Carriers Starting to Adjust Their Policy Deliveries
We were notified this week that some carriers are going to start including the following language in the delivery requirements...
15 views0 comments
Amber Stitt
- Apr 10, 2020
- 1 min
Pruco Life Temporarily Pulling Their 30-Year Term
Pruco Life (also known as Prudential) officially announced that as of April 13th 2020, they are temporarily pulling their 30-year term...
4 views0 comments
Scott Nelson-Archer
- Apr 3, 2020
- 7 min
Small Business Interruption Loans under the CARES Act
The Small Business Interruption Loans under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) begins this week.
2 views0 comments
Scott Nelson-Archer
- Mar 26, 2020
- 1 min
A Temporary End to the 30-Year Term
We have just been notified by one of the life insurance companies selling 30-year term policies that due to the ultra-low interest rate...
3 views0 comments
Scott Nelson-Archer
- Mar 23, 2020
- 1 min
Revised Underwriting Guidelines for Exams and Labs Due to COVID-19
COVID-19 causing changes to Principal’s underwriting guidelines for exams and labs, as well as needed tax information.
6 views0 comments
Scott Nelson-Archer
- Mar 19, 2020
- 1 min
A New Maximum Issue Limit Program
With all that is going on with COVID-19 here in the first quarter of 2020, Principal just released an encouraging notice regarding their...
4 views0 comments
Scott Nelson-Archer
- Mar 16, 2020
- 2 min
COVID-19 and Insurance Underwriting
With the COVID-19 running through our country and across the world, here are six things that you need to consider when purchasing new...
6 views0 comments
Amber Stitt
- Mar 13, 2020
- 1 min
Is COVID-19 a disability claim?
Claims departments of larger disability insurance companies have reported a few key factors to be aware of that we thought we would share.
15 views0 comments