Own Occupation Disability Insurance participation limits continue to increase. As of today most carriers will issue between $15,000 to $17,000 per month of tax-free benefit on a standalone basis.
The participation limits of disability insurance for physicians continue to increase.
In addition, most carriers will participate with other carriers to $30,000; one will even participate to $35,000 per month.
If you have been limited by the coverage you can buy vs. the amount you need, now is a good time to get that coverage in order with the new higher limits!
